5 Ways to Save Money on Fitness

Posted by on Aug 30, 2016 in Uncategorized | Comments Off on 5 Ways to Save Money on Fitness

5 Ways to Save Money on Fitness

One of the deterrents of getting fit is the amount of money that goes into getting in shape. From the clothes and accessories that you need to the gym membership fees, the cost just keeps piling on. If you want to get fit but do not want to go broke doing it, there are plenty of ways you can pinch pennies. By tailoring your workout routine and location, you can actually save hundreds of dollars. Here are some of the things that you need to start doing:
1. Home Workouts
If just checking the gym membership fees makes you break into a sweat, then you can easily work out at home. The advantage of the internet is that you have workout gurus and fitness instructors all giving you advice. The best part is that it is absolutely free. You just need to find an instructor or advisor that is well suited to your fitness goal. This way, you will be able to have the benefit of a personal trainer without actually spending your hard earned money. For activities such as yoga, however, it is best if you take a few beginner classes first. This way, you will have a basic understanding of the activity.
2. Essential Purchases
Perhaps it is the influence of advertising or just the sheer luxury. Either way, many people find themselves stocking up on the most expensive brands and the latest clothes and models of technology. The trick is to not fall into these trends. Instead, you should only invest in items that will last you a long time. For instance, this can include running shoes or running shorts. For the rest, you can get unbranded items, and you really will not notice the difference. Spend even less money by using a cash back credit card: www.lifeoncredit.ca/cashback-vs-rewards-credit-cards/. This way, at the end of the month, some of the money that you spent will actually be returned to you.
3. Package Deals
A great way to get in shape is to take classes. These can be spin classes, dance classes, or a few yoga lessons. These are certainly the more fun alternatives to working out. However, they can also cost a bundle. The way that you can offset these expenses is by getting a package deal. Most studios or fitness centres will actually charge less for a higher number of classes. Now all that you have to do is just show up.
4. Get Discounts
What a lot of people do not know is that you can actually ask for discounts at your gym. As most individuals do not know this fact, they do not ask. The next time you are considering a prospective gym, make sure you talk to the manager. With a little bit of discussion and bargaining, you might actually find yourself walking away with a lower price.
5. Off-Peak Season
A large number of people make losing weight their New Year’s resolution. This, along with some holiday indulgences, are some of the reasons that people head to the gyms during the first few months of the year. When you also consider the fact that it is cold outside, it is no wonder that gyms are packed to maximum capacity. Over the new couple of months, however, this frenzy will die down. When the gyms are nearly empty is when you should make your move. This way, you are more likely to be offered a lower rate.
These are just some of the ways you can save money on fitness. If you do not feel like wasting hundreds or thousands of dollars on your workout, you really don’t have to.

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Dealing with Financial Problems – Fitness Can Help

Posted by on Oct 6, 2015 in Uncategorized | Comments Off on Dealing with Financial Problems – Fitness Can Help

Dealing with Financial Problems – Fitness Can Help

If you have financial problems, there are things to do to fight depression and anxiety, change your habits, face the challenge, and cope. Don’t let money ruin your mood, no matter how bad you feel right now. If you are dealing with financial problems, well, fitness can help.

Positive Effects of Fitness
Fitness and regular physical activity can help in many ways. Exercise boosts energy and improves your mood, helping you to deal with problems more efficiently. In fact, exercise stimulates your brain to produce chemicals that make you feel better about yourself, more relaxed, and happier. Fitness and exercise in general help boost self-esteem and confidence and make financial problems seem easier to deal with. If you are knee-deep in debt , you are probably struggling to stay or fall asleep. Do not fret! The good news is that fitness can help because physical activity promotes better sleep. In fact, fitness can deepen your sleep or make you fall asleep fast. It is not a good idea, however, to exercise before bedtime because you may feel too energized. If you are dealing with financial problems, bad credit, bankruptcy, or insolvency, then fitness can help in that exercise can be a lot of fun. Fitness can connect you with old friends, new friends, colleagues, or family in a fun social setting. If you are stressed out, then this is a great way to relax and socialize, especially if you enjoy physical activity. And even if you don’t have excessive debt to worry about, aim for at least 30 – 40 minutes of exercise daily or whenever you have the time. Whether it is fitness or you enjoy hiking or jogging, this is a great way to start your day and try to forget your financial worries. You may want to check with your doctor, however, before you start a new program to make sure it is a good fit, especially if you have some chronic condition such as arthritis, diabetes, or heart disease.

Exercise will teach you discipline as an added benefit. Financial discipline is very important when you deal with money problems and debt. As you can see, regular exercise offers plenty of benefits for your body and mind… and wallet. Whether it is a heady debt load, urgent expenses, a payday loan with hefty charges to repay, or anything else, fitness is a great way to brighten your day and master better self-control to avoid impulse shopping and buying, splurging, and frivolous expenses.

What Else You Can Do
Fitness can help if you try and change your money and spending habits. If you need professional help, however, you may want to use the services of a financial counselor to learn how to create and stick to a budget and control your spending. They will teach you how to limit your spending, deal with different types of debt, choose from various financial solutions to deal with debt, and a lot more. You can choose from different alternatives, including debt consolidation, negotiation with creditors, bankruptcy, self money management, and others.

Resources for Financial discipline:

https://www.lifeoncredit.ca/top-6-secured-credit-cards-for-canadians/

https://www.lifeoncredit.ca/bad-credit-personal-loans-in-canada/

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The Benefits of Physio and Fitness for Canadians

Posted by on Aug 14, 2015 in Uncategorized | Comments Off on The Benefits of Physio and Fitness for Canadians

The Benefits of Physio and Fitness for Canadians

Fitness and physio offer plenty of benefits, especially for Canadians with busy work schedules and lifestyles. Long hours at work, stress, poor diet, and sedentary lifestyle increase the risk for chronic conditions such as hypertension, diabetes, and others. Regular exercise, on the other hand, helps reduce stress and anxiety, keeps muscles in good condition, and boosts brainpower and self-confidence.

Today, more and more Canadians suffer from hypertension and other chronic conditions. Reports show that more than 5 million people or 1 in 5 Canadians is overweight or obese. Regular physical activity, whether fitness, physio, jogging, or tennis, helps control weight and fight addiction, be that food, alcohol, or anything else. Exercise is one way to aid addiction recovery and reboot the body’s natural clock. Physical activity and proper nutrition are vital for health while inactivity and overweight are considered risk factors for disability, chronic disease, and premature death. According to reports, however, about 70 percent of Canadians are practically inactive, which can be a serious threat to health. It can be a burden for the country’s healthcare system and generations to come. Many Canadians drive home, sit in front of the PC, drive to work, and live on processed and fast food. Healthy lifestyle, on the other hand, involves regular exercise and a diverse menu that includes healthy protein, fats, carbohydrates, and fruits and vegetables. There are many benefits to fitness and physio, extending way beyond weight control and management. Exercise helps prevent back pain, high blood pressure, stroke, and osteoporosis. Fitness helps enhance the heart’s working capacity and improves the blood flow.

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